Effective Date: 27 October 2026
This Cancellation and Refund Policy applies to all bookings made on hwthinking.in. By booking a session or package, or buying a guide, you agree to this policy in addition to our Terms and Conditions. hwthinking.in is a mentoring platform owned and managed by Tranquil Light Foundation ("TLF"). Payments are processed through Razorpay and are credited to TLF.